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Optimize Your Investment Strategy with Ease

As a Managing Broker with Coldwell Banker Danforth serving Seattle and Everett, I bring over 25 years of experience in the real estate industry to help you optimize your investment strategy. Access our free Investment Cash Flow & Equity Worksheet to evaluate your next residential deal like a pro and explore curated resources tailored to investors.

How the Investment Cashflow and Equity Worksheet Works

This worksheet is designed to evaluate the financial potential of real estate investments by integrating three key principles: leverage, appreciation, and cash flow. The tool is organized into six tabs, each serving a specific purpose to help you analyze different aspects of your investment.

Input

Tab

This is where the analysis begins.

You’ll enter specific property details, including:

Purchase price
Down payment
Projected rents
Estimated expenses (maintenance, property taxes, insurance, etc.)
Annual rent increases and expense escalations

Formulas-At-A-Glance Tab

This tab simplifies complex financial calculations. It provides:

Clear formulas for how cash flow, equity, and appreciation are calculated.
A snapshot of your property's performance metrics.

Cash Flow

Tab

This tab shows the year-over-year cash flow projections, taking into account:

Rent collected
Expenses incurred
Mortgage payments
Net cash flow (profit after covering all costs)

Equity Projections

Tab

The real power of this tool lies in its

long-term equity projections, which help you visualize:

How the property’s value grows with appreciation.
How your mortgage balance decreases over time through principal payments.
Your net equity at different milestones (e.g., 5 years, 10 years, 20 years).

Expense Calculations Tab

This tab dives deeper into the costs of owning and maintaining the property:

It ensures your projections are accurate by factoring in recurring and one-time expenses.
You can adjust values to reflect realistic scenarios.

Mortgage Amortization Tabs

For properties with one or two mortgages, these tabs provide:

A detailed breakdown of how your mortgage payments are applied to principal and interest over time.
A clearer understanding of how equity builds as you pay off the loan.